The topic of this letter is quite different from past letters. Quite out of character for me, in fact. But I have been thinking I need to tell you all about some neat things I've discovered over the last year and maybe they will work for you as well. No, I have not joined a multi-level marketing company and I'm not trying to recruit you to my downline so you can breath easy. (Ha!) In fact, if you buy any of these products or put these concepts to work in your life, I will make no money at all. Are you ready?